Work Life

 
Leave and Holidays

• Holidays - 10 paid a year
• Sick leave - 13 days accrued annually with no carryover ceiling
• Vacation leave - 13, 20, or 26 days accrued annually depending upon years of service
• Carry up to 30 vacation days into the next calendar year
• Family and Medical Leave Act (FMLA) allows up to 12 weeks per year of unpaid leave for caring for a sick family member
• Leave Sharing Programs allow co-workers to transfer leave to others in need

 
Work/Life Programs

• Alternative Work Schedules other than the traditional 8-hour day/40-hour week may be available
• Telework
• Transportation Subsidy - employees taking public transportation/carpools in some locations may be reimbursed for transportation costs
• Health & Fitness - many Navy/Marine Corps installations have well-equipped fitness centers available to civilian employees at little or no cost
• Dependent Care - the Department of the Navy has outstanding child care programs and referrals to Federal child care centers
• Employee Assistance Program

 

Insurance Programs

 
Health, Dental, and Vision
·       200+ health plan options throughout the U.S.
·       No waiting period or physical examination to enroll/no exclusions for pre-existing conditions
·       Employer contribution to health premiums
·       Coverage for self and family members available
·       Opportunity to retain coverage into retirement with full government contributions

For more information on the Federal Employees Health Benefits Program, visit http://www.opm.gov/insure/health/index.asp
For more information on Dental and Vision Insurance Programs, visit: http://www.opm.gov/insure/health/index.asp

 
Flexible Spending Accounts
Elect pre-tax salary dollars to save money on a variety of eligible health care and dependent care expenses. For more information, visit https://www.fsafeds.com/fsafeds/index.asp
 
Long Term Care

• Multiple plans available
• Covers long-term care if you can no longer perform everyday tasks due to a chronic illness, injury, disability, or aging
• Family member coverage available
• Easy application

For more information on Long Term Care Insurance programs, visit: http://www.ltcfeds.com
 
Federal Employees' Group Life

• Basic life insurance and 3 options provide coverage for self and eligible family members
• No physical required for initial enrollment
• Opportunity to retain coverage into retirement

For more information on the Federal Employees Group Life Insurance Program, visit: http://www.opm.gov/insure/life/index.htm
               

Retirement Coverage

 

• Retirement annuity for life beginning as early as age 55
• Benefits based on length of service and salary
• Military service may be credited toward FERS (deposit required)
• Vesting after 5 years of creditable civilian service
• Eligibility for survivor and disability benefits after 18 months of civilian service
• Earn Social Security credit

For more information on FERS, visit: https://www.opm.gov/retirement-services/fers-information/
 
Thrift Savings Plan (TSP)

• Supplements retirement annuity
• A choice of tax treatments - tax deferred (IRA) or after-tax (Roth IRA) contributions
• Largest single defined contribution plan in the U.S. similar to a 401(k) plan
• Multiple investment options
• Agency matching (up to 5%) contributions
• Option to roll over money from an existing retirement plan

 For more information on TSP, visit: http://www.tsp.gov
 
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For questions about Health Insurance, Life Insurance, Thrift Savings Plan, or Retirement, contact the Benefits Line at 888-320-2917 between 7:30 a.m. and 7:30 p.m. Eastern Time, Monday through Friday. Questions may also be emailed to navybenefits@navy.mil

 
For more information on civilian careers, visit www.secnav.navy.mil/donhr